Monday, February 6, 2023

Assisted Living And Memory Care Facilities

Best For Low Staff To Resident Ratios: Belmont Village Rancho Palos Verdes

North Woods Village assisted living facility makes memory care their focus year round

Belmont Village Rancho Palos Verdes

Why we chose it: We chose this beautiful community as best for staff to resident ratios as it offers a high level of care for its memory care residents with a 6:1 ratio.

  • Licensed nurses and therapists on site

  • Expensive

If youre looking for a high-end facility that offers everything your loved one needs and more, Belmont Village Rancho Palos Verdes in California is a great choice. The award-winning memory care facility focuses on life enrichment and making the environment as comfortable and accessible as possible to promote residents’ independence. Belmont Village has both an assisted living and a locked memory care unit, and reviews online state that staff is attentive, caring, and work hard to keep residents busy throughout the day. With the outdoor heated pool, chef-prepared meals supervised fitness center, and daily group activities, there is always something to do.

Belmont Village Rancho Palos Verdes is one of the most expensive facilities on our list. Costs vary based on individual needs. Prices are not available on the website. According to, the residence has a 6:1 resident to staff ratio, which helps ensure that everyones needs are being met promptly, and they offer assistance with daily activities like bathing, dressing, meals, and housekeeping. Belmont Village Reviews is rated 4.7/5 on and reviews mention things like beautiful community and great food.

How Do I Pay For Memory Care

In order to provide a safe environment for those living with memory impairment, memory care communities must have enhanced safety and security measures as well as a specially-trained staff. Because of these special needs, memory care tends to be expensive, even when compared to other residential senior care.

Generally, its estimated that dementia care costs an extra 20-30% compared to assisted living. Considering the average cost of assisted living in the United States is $4,051 per month, one can expect to pay approximately $5,000 per month for memory care. Costs may be much higher or lower depending on your location and the specific facilitys offerings, so be sure to always ask communities for their pricing directly.

While paying out-of-pocket is always an option, the high cost of memory care leads many families to seek some form of financial assistance. Some of the most commonly used forms of financial assistance for memory care are:

Memory Care Vs Assisted Living: Specialized Activities

Did you know that certain activities, such as music therapy, can help your loved one with dementia access different parts of their brain? While assisted living communities focus on entertaining residents, memory care communities offer dementia-specific activities tailored to the unique cognitive needs of people with dementia. Seniors living with dementia often express their distress with challenging behaviors. The right properly timed intervention can prevent these expressions of worry, instead keeping seniors busy and involved with their environment.

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Are The Activities Offered Helpful To Your Loved One

There is still no known cure for dementia, but there are ways to manage the symptoms. One such approach involves keeping the minds of those with dementia consistently engaged.

Assisted living facilities present their residents with various activities, but not all of them focus on mental stimulation. The greater emphasis placed on those mentally beneficial activities offered by memory care facilities is a real plus for people with dementia.

Considering the long-term benefits of mental stimulation in the fight against dementia, its not a bad idea to move your loved one to a memory care facility sooner rather than later.

Assisted Living Vs Memory Care: Whats The Difference

2 assisted living, memory care facilities opening in Bloomington ...

If youre looking for long-term care for an aging loved one, youre probably faced with a difficult decision. Senior living varies greatly in terms of levels of care, amenities, staff training, and cost.

About 70% of adults older than 65 will need long-term care at some point in their lives, according to the U.S. Department of Health and Human Services. Many who require senior care will have some type of cognitive decline or memory loss. In fact, over 55 million people worldwide have dementia, and nearly 10 million new cases are diagnosed each year, according to the World Health Organization.

Assisted living and memory care facilities are two popular and fast-growing types of senior living, but whats the difference between these two options? Before deciding between assisted living and memory care, its important to learn about the unique benefits each care level offers.

In this article:

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When Should You Move Your Loved One From An Assisted Living To A Memory Care Facility

The decision to transition from an assisted living facility to a memory care facility is not an easy one to make. As much as possible, we want to give our older relatives the chance to live as independently as they can.

Still, there comes a time when your loved one needs the type of supervision and security only a memory care facility can provide. To better determine when that time has arrived, it helps to ask yourself the questions listed below.

What Is A Memory Care Facility

Memory care is a type of long-term care geared toward those living with Alzheimers disease or another form of progressive-degenerative dementia. People who require a higher level of support than what is offered in assisted living, or who have advanced dementia that makes it unsafe to remain at home, may find that memory care is their best long-term care option.

While nursing homes provide 24/7 skilled nursing care, memory care facilities offer a safe, structured environment thats specially designed to protect residents against wandering and self-harm. Memory care residents are generally free of any major health concerns aside from Alzheimers or dementia, but they can no longer safely live in their own homes.

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Assisted Living & Memory Care: Staff To Patient Ratio

Because of the specific needs that patients in memory care facilities have, they must have higher personnel to patient ratio as compared to residents of assisted living facilities. An ideal number would be where one caregiver looks after after five patients or less.

Sadly, it is not something that the federal government controls. Thus, in most cases, the facilities decide on the number of staff members who are in the communities, however there are still state-specific rules and regulations.

Keep in mind that at times even the most adequately staffed and well-run memory care residences may still not offer enough care to particular individuals. In such an event, it would be best for family members to seek additional help preferably a dedicated daily caregiver and bare the extra costs for their loved one to receive additional care a few hours every day or once in a while, depending on what their requirements are.

Who Can Benefit From Memory Care

Aksarben Village Senior Living leads the way in memory care

Some seniors with early- to middle-stage dementia may do well at an assisted living facility, but as the disease progresses and symptoms worsen, many families opt for memory care. Importantly, the security and physical layout of memory care facilities provide for a pleasant, safe environment thats easy to navigate, which helps reduce confusion and agitation.

Memory-enhancing therapies and the specialized care available at these communities help seniors with memory loss maintain their cognitive skills for as long as possible. Seniors with memory loss also benefit from round-the-clock care and supervision, enhanced security measures, and secured entrances and exits to prevent wandering.

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Combining Memory Care And Assisted Living

Its also possible to find memory care within an assisted living facility. Many assisted living communities have specialized care units for residents with dementia or Alzheimers.

These units usually provide 24-hour supervised care in a separate wing or floor of a residential community, along with all the therapies and amenities of memory care. So, a senior with early-stage dementia may be able to move to an assisted living residence first and then transition to the memory care level later if needed.

This option may ease the move to memory care and enable seniors to maintain friendships and staff relationships from their previous assisted living environment.

How To Pay For Memory Care In Kansas City Mo

Note: Memory care is typically provided in communities licensed as assisted living facilities, and in general, costs 20-30% more than standard assisted living services. No authoritative cost data is available for this type of care, so we estimated memory care rates by adding 25% to assisted living fees in the Genworth 2021 Cost of Care Survey.

Based on the 2021 Genworth Cost of Care Survey, memory care accommodations cost an average of $5,731 per month in Kansas City.

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What Is Assisted Living And Who Benefits From It

Assisted living is a long-term care facility that allows seniors to be independent while providing help with daily tasks. It often provides a small apartment, housekeeping, one to three community meals a day and activities.

The best candidate for assisted living is someone who needs assistance with their activities of daily living but still has their reasoning skills intact, says Josephine Pope, the director of sales at The Residence at Voorhees, an assisted living and memory care facility in Voorhees, New Jersey. Residents can enjoy socialization and activities with people their own age, which helps with isolation after spouses and friends are no longer with them.

Assisted living residents often require personal care support, but theyre able to communicate their needs, says Briana Hafiz, a physical therapy assistant in Philadelphia. Residents may receive help with taking medicine, bathing, toileting and other activities of daily living, or ADLs.

Find a Physical Therapist Near You

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Assisted Living Data Trends And Predictions

Magnolia Manor Memory Care Assisted Living Facility

The assisted living industry is expected to accommodate many more residents in the next 10 to 20 years. Heres a breakdown of the current state of assisted living and what we can expect over the next two decades:

  • The number of people over 65 will grow by 42%.
  • The number of people over 85 will grow by 111%.
  • About 986,000 new assisted living units will be necessary.

The reason for this growth: Baby boomers are currently 57 to 75 years old and represent 21.19% of the population. This is a sharp increase for this demographic 20 years ago, the silent generation made up only about 15.4% of the population when it was aged 56 to 73.

This change in the U.S. aging population will likely create an increased demand for assisted living care. According to research from the National Investment Center for Seniors Housing & Care , the U.S. will need almost 881,000 new facilities by 2030 and 986,000 by 2040.

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How We Chose The Best Memory Care Facilities

When comparing 15 memory care facilities, we looked for communities that offer a variety of different activities and have aesthetically pleasing grounds and living options. We searched for highly-rated facilities and asked highly regarded home health therapists for their personal recommendations through interviews with the companies they work for. The best memory care facilities offer a secured memory care unit, varying levels of care, and many different amenities to keep your loved one happy.

Visit Assisted Living Facilities And Nursing Homes

Make several visits at different times of the day and evening.

Ask yourself:

  • How does the staff care for the residents?
  • Is the staff friendly?
  • Does the place feel comfortable?
  • How do the people who live there look?
  • Do they look clean and well cared for?
  • Are mealtimes comfortable?
  • Is the facility clean and well-maintained?
  • Does it smell bad?
  • How do staff members speak to residentswith respect?

Ask the staff:

  • What activities are planned for residents?
  • How many staff members are at the facility? How many of them are trained to provide medical care if needed?
  • How many people in the facility have Alzheimers disease?
  • Does the facility have a special unit for people with Alzheimers? If so, what kinds of services does it provide?
  • Is there a doctor who checks on residents on a regular basis? How often?

You also may want to ask staff:

  • What is a typical day like for the person with Alzheimers disease?
  • Is there a safe place for the person to go outside?
  • What is included in the fee?
  • How does my loved one get to medical appointments?

Talk with other caregivers who have a loved one at the facility. Find out what they think about the place.

If you’re asked to sign a contract, make sure you understand what you are agreeing to.

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Other Financial Assistance Options For Memory Care In California

Seniors who are not eligible for other types of financial assistance, do still have some options. See the table below for an overview of some of the most common ways to make Memory Care affordable.

How to Apply

Aid and Attendance

Learn more and apply online at

Veterans who receive a VA pension may be eligible for the Aid and Attendance benefit, a monthly cash allowance that veterans can receive in addition to their standard pension amount. The benefit is intended for veterans in need of long-term care services and may be used towards paying for memory care.

Reverse Mortgages

Learn more about your options and how to apply at

If you own a home, you may be able to use a reverse mortgage to help pay for memory care. Reverse mortgages are loans taken out against the value of a home, essentially converting some of the home’s equity into cash. Reverse mortgage loans need to be repaid with interest, typically beginning within 12 months of receiving the loan.

Long-Term Care Insurance

Learn more about Long-Term Care Insurance and how to apply for a policy at

Seniors who already have long-term care insurance may be able to use it to pay for memory care. Most policies cover at least a portion of the cost, but it depends on the specific policy terms. Older adults who are already in need of memory care are typically not eligible to sign up for a LTC insurance policy.

Safety And Security In Memory Care

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Many of the safety and security measures of assisted living overlap with memory care units, wings and facilities. However, specialized and enhanced support systems may be in place to ensure the safety of the residents with memory problems. Memory care may provide enhanced safety and security measures to prevent wandering and self-harm such as 24/7 security and lower staff to patient ratios. The environment of memory care may be designed in a certain way to minimize resident overstimulation and disorientation.

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Key Similarities And Differences Between Assisted Living And Memory Care

Memory care isnt always a standalone community. Often, assisted living or skilled nursing homes have a separate memory care wing. Seniors in memory care may experience the same socialization and activities, but with an added layer of 24/7 protection. If possible, having both options in one facility can be an advantage, says Snow. The person can begin in a less restrictive type of setting in assisted living, with the option to transition to memory care as needs, abilities and interests are changed by the condition.

Both care types offer some autonomy while assisting with cleaning, bathing and medication management, but staff in a memory care unit is specifically trained to work with people with cognitive impairments.

Paying For Assisted Living And Memory Care

One thing that assisted living and memory care have in common: Paying for them isnt as straightforward as many folks would like.

First, assisted living: Your states Medicaid program may not contribute much, if anything, toward assisted living . If you are a veteran, the Veterans Administrations Aid and Attendance benefit can offset part of your assisted living costs.

In a nutshell, though, you should plan to finance assisted living via private means such as long-term-care insurance, savings accounts, sales of assets, life settlements, reverse mortgages and other means. The earlier you can purchase long-term-care insurance, the lower your monthly costs may be, especially if you opt for inflation protection. Dont get overly discouraged if one company denies you for coverage. You may succeed with other companies.

Now for memory care: Any of the private means you use to pay for assisted living can also be used to finance memory care. There is also extra help for veterans and more government support available for non-veterans who need memory care. Programs such as Medicaid help, although the extent to which they help varies by state. You may also be placed on a waiting list until you can get into memory care, which is something that would probably not happen if you had the private means to pay.

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Assisted Living And Memory Care Facilities

Today there are options available in addition to in-home care that help you or a loved one from having to go into a nursing home. Assisted living and memory care facilities can provide quality care in a less clinical setting. This LTC NEWS guide will help you learn more about assisted living and memory care.

Few people want to go to a nursing home. Today there are options available in addition to in-home care that help you or a loved one from having to go into a nursing home. Assisted Living and Memory Care have become a very popular way to receive long-term health care without going into a nursing home.

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