Adult Day Health Care Programs
These programs provide daily nursing and nutritional services and medical monitoring in a comfortable non-residential environment. Adult day health care services allow the elderly to maintain residency at home as long as medically possible while providing supervised daily care. These programs offer relief to family caregivers that allows them to continue with daily routines and/or employment, knowing their loved one is safe and comfortable during the day. Most programs offer a full range of social activities and provide transportation services. Adult day health care programs are licensed by the New Jersey Department of Health and have specific standards of licensure they must meet.
The Cliffs At Eagle Rock
Tucked between several local country clubs, The Cliffs At Eagle Rock provides assisted living on a beautiful 6.5-acre campus thats chock-full of amenities. The community features a library, media room, country kitchen, four dining rooms and an assortment of studio and suite floor plans. Residents can relax in one of the two grand courtyards, which feature covered patios, gazebos, flowering plants and comfortable sitting areas. The Cliffs At Eagle Rock receives exceptional reviews and has earned an Advanced Standing award from the New Jersey Department of Health and Senior Services, which is why its on our 10-best list.
Northern Nj Assisted Living Communities
There are over 117 licensed Assisted Living Communities in Northern New Jersey. See the list below or click here for the Assisted Living providers in Northern New Jersey. Assisted living providers in Northern New Jersey vary in size. These communities provide small residential home settings as well as large and grand communities, most offering the same specialized care services for your loved one.
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The Facts About Assisted Living In Northern Nj
Assisted living as it exists today started in the 1990s as an elder care alternative. These communities are for more active seniors who are unable to live independently, and do not have significant medical needs that need treatment by a Nursing home. These providers help seniors with the activities of daily living. Living in a Assisted Living Facility can be described as a comfortable atmosphere that encourages independence for as long as possible, while assuring safety. Other states may use similar terms to describe an Assisted Living Facility, such as alternate family care, personal care homes and residential care facilities.
Choosing An Assisted Living Provider
If youve decided that New Jersey is the right state for your loved ones senior housing, schedule appointments with the facilities youre interested in. Once you choose one, youll need to go through the application and interview process.
Each person who wants to go into assisted living in New Jersey will have an interview with their preferred facility. During this process, the staff will also determine whether the person will be able to have their needs met at the facility. If there is a question about the mental health of the potential resident, an additional screening will be done and appropriate care will be sought, if possible.
If a facility cant meet a potential residents needs, you can request, in writing, an explanation. They will need to comply within 15 days with their reasons for not accepting your loved one.
Its possible that your loved one will be placed on a waiting list. When you call facilities to schedule appointments to look at them, ask whether they have anyone on a waiting list. If they do, it is prudent to put your loved one on the list. If it turns out that its not the right place for your relative, you can always take them off of the list.
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Researching Assisted Living In New Jersey
Now that you know a little bit more about New Jersey, use our filters to hone in on the New Jersey assisted living community that will best suit your needs. You can filter by price, location, amenity, and more, in order to find communities that offer everything youre looking for. Whether you know you need a pool to stay fit, a location close to a preferred hospital, or simply something close to family, Seniorly can help you see all your choices and narrow them down. Discover the perfect assisted living community in New Jersey today.
Financial Information For New Jersey Seniors
New Jerseys tax system is based on six or seven brackets ranging from 1.4%-8.97%. 2.7% and 4.6%. New Jerseys state sales tax is 7% and all retail sales are taxable unless they are exempted by law specifically. There is also a use tax for goods and services that are purchased and either New Jersey sales tax is not collected or it is collected at a lower rate than the New Jerseys sales tax rate.
New Jersey taxes all real and tangible property located in New Jersey unless it is specifically exempted. Real property taxes are based on 100% of the market value. In New Jersey, property tax payments are due in four installments, on February 1, May 1, August 1, and November 1. There are some homeowner property tax relief programs that are available to those who qualify.
New Jersey does collect an inheritance tax. In addition, New Jersey also imposes a separate estate tax. The estate tax may be applied even when no New Jersey inheritance tax is due. After the Federal government phased out the estate tax, New Jersey went back to the estate tax that it had prior to 2002.
New Jersey does not tax Social Security income. It does partially tax private pension for New Jersey residents, as well as public pension and retirement account withdrawals. New Jersey also taxes wages at a rate of 1.8%.
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More Choices To Fit Your Lifestyle
We offer the highest-quality services and programs that allow seniors to live life to its fullest. At our Life Plan Community in New Jersey, we provide a full continuum that includes Independent Living, Assisted Living, Memory Care, Skilled Nursing and senior rehabilitation, medical and wellness services. For those who prefer to stay at home, you will find a vast range of in-home care services, such as personal care and concierge, care management and hospice services. With our Fellowship Freedom Plans, we offer a wide range of long-term care plans. On campus or off, you can trust Fellowship Senior Living to help you with what you want, when you need it.
American Disabilities Act Notice
In accordance with the requirements of the federal Americans with Disabilities Act of 1990 and Section 504 of the Rehabilitation Act of 1973 , UnitedHealthcare Insurance Company provides full and equal access to covered services and does not discriminate against qualified individuals with disabilities on the basis of disability in its services, programs, or activities.
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Could Assisted Living Fees Be Deducted On Taxes
Plenty of assisted living occupants are pleased to learn that all or many of your assisted living expenses are tax deductible. According to the Health Insurance Portability and Accountability Act long term care services could be deducted as unreimbursed medical fees. For many residents, the entire monthly fee can be tax deductible.
Assisted Living Cost In Bergen County Nj
BERGEN county is ranked #18 out of 21 counties that we’ve reviewed in New Jersey for assisted living affordability. The average cost of an assisted living facility in BERGEN county is $5,501 per month. The lower priced assisted living homes can be priced as little as $3,189 per month, while the most upscale senior living communities can charge as high as $9,513 per month. BERGEN county assisted living facilities are less affordable when priced against New Jersey statewide cost, which has an average aggregate cost of $4,996 per month and ranges from $2,877 to $8,675. Typically, BERGEN county assisted living communities are $505 less affordable per month compared to the statewide average in New Jersey.
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Are Assisted Living Homes Licensed In New Jersey
Just before opening an assisted living community in New Jersey the care provider must go through a senior care licensing process. Personnel will provide an in-person trip to the community and a licensure exam needs to be passed so government bodies can make certain care providers are familiar with requirements that need to be met and maintained. All listings on our website are of licensed care providers.
Financial Assistance For Assisted Living In New Jersey
In New Jersey, seniors who meet certain income guidelines may be eligible for government assistance to pay for the cost of assisted living.
Managed Long-Term Services and Supports
Managed Long-Term Services and Supports, or MLTSS, is a managed care system under the Comprehensive Medicaid Waiver. This government subsidy program may help you pay for a broad array of supportive and health services, including assisted living. Some assisted living communities in New Jersey participate in and accept payment from this program to help fund a residents living expenses.
Who Is Eligible?
Any New Jersey resident who is 65 and over and meets Medicaids income and total liquid assets requirements can apply for the program. Applicants must also meet the qualifications for the assisted living level of care, meaning that they require assistance with the activities of daily living.
How to Apply
NOTE: Not all assisted living communities in New Jersey participate in this program. Its important to check with the assisted living community youre considering to determine what forms of payment they accept, as well as any assistance programs they may offer to low-income residents.
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New Jersey Assisted Living Regulations
Assisted living communities in New Jersey are licensed by the Department of Health and the Department of Community Affairs. When it comes to the accessibility of assisted living records and reports, New Jersey is rated as exceptional. You can look up the violation history of a long-term care facility in New Jersey here. The state of New Jersey defines assisted living communities as follows:
Assisted Living: Assisted Living means a coordinated array of supportive personal and health services. These services must be made available 24-hours per day to residents who have been assessed to need said services, including residents who require formal long-term care. Assisted living promotes resident self-direction and participation in decisions that emphasize independence, individuality, privacy, dignity and homelike surroundings. There are three categories of assisted living: assisted living residences, which are newly constructed, comprehensive personal care homes, which are residential homes converted into boarding facilities, and assisted living programs, which provide the services of assisted living. In New Jersey, facilities may contract with licensed home health agencies.
Spring Oak Toms River
Spring Oak at Toms River is newly renovated to provide modern facilities while maintaining a charming, homey, environment. Amenities include a computer room, a TV room, a fitness room and bistro, and a patio area for taking in fresh air. A skilled nursing team oversees medication management and health care needs, and residents can opt for visits from third-party medical specialists. Family and friends are invited to join residents for dinner or even overnight visits.
Cost begins at $7,000 per month.
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Assisted Living Medicaid Policy
Medicaid will pay for assisted living in New Jersey for those that demonstrate financial or personal care needs. Some facilities are contracted through the DOHS to provide care for residents and offer two programs:
- The Managed Long-Term Services and Supports program covers personal care, nursing, mental health, and other services for those aged 65 and older.
- The Program of All-Inclusive Care for the Elderly covers all the same services for adults aged 55 and older but is limited to specific counties of New Jersey.
Ranking The Best Senior Living Facilities In New Jersey
The state of New Jersey itself is incredibly diverse. So its no surprise the choices for senior living communities would match its population. To help dig down to the best choices available we scoured Google, Facebook and other websites for reviews both good and bad. Reviews are a great resource to start with, but it doesnt tell the whole story. Our team also researched the NJ Dept. of Health for repeat offenders of citations and violations that would exclude them from this list.
On average, the monthly cost for an assisted living community in New Jersey is $3,900. This is higher than most states, but that can be expected since the cost of living in NJ is typically greater in the Garden State. There are other factors that can affect price like location, services, and amenities offered. The largest component of price is living type. Independent living costs the least, but doesnt provide any care. Highly skilled care facilities like nursing homes and memory care units can cost thousands more a month, but can provide the level of attention that non-ambulatory and dementia patients need.
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Unitedhealthcare Dual Complete Plans
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plans contract renewal with Medicare. This plan is available to anyone who has both Medical Assistance from the State and Medicare. This information is not a complete description of benefits. Call TTY 711 for more information. Limitations, co-payments, and restrictions may apply. Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year.
Can Assisted Living Be Covered By Medicaid Or Medicare
Particular expenses related to assisted living may be paid by Medicaid benefits. However, housing expenses at an assisted living facility are not covered by Medicaid. Care programs provided at the community will be taken care of but if you are searching for financial aid for the room and board costs, Medicaid will not help. Several states have programs and waivers made to help reduce assisted living housing costs.
Medicare insurance is designed to handle short term medical care costs for retired adults. Assisted living expenses tend to be long run and ongoing care that is going to fall outside of Medicare insurance coverage. Medicare handles prescription medication or prescribed stays in a hospital or care facility with a set timeframe. Medicare can help with short term or primary expenses at an assisted living community if the move is required due to a health concern.
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Brighton Gardens Saddle River
At Brighton Gardens of Saddle River, seniors are cared for 24/7 by an attentive staff, but are also close to top healthcare facilities if needed. The community offers a continuum of care to serve residents in each stage of aging, from medication reminders to assistance with bathing, to skilled nursing. An extensive activity calendar provides plenty of opportunities to socialize while exploring new hobbies, and a beautiful landscaped garden provides the perfect place to enjoy the outdoors.
Cost begins at $3,450 per month.
What Are Medicaids Benefits For Assisted Living Residents
Medicaid provides health insurance for low-income individuals and families. It is a joint federal and state program, which means that each state has different Medicaid eligibility requirements. In general, Medicaid will cover the cost of assisted living for seniors who meet the following criteria:
- Seniors must be 65 years of age or older.
- Seniors must be US citizens or legal permanent residents.
- Seniors must have a Medicaid card.
- Seniors must meet the states Medicaid income requirements.
Medicaid will cover the cost of care at an assisted living facility, as well as other services such as transportation and meals. Medicaid also covers the cost of medications for seniors who reside in assisted living facilities.
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Medicaid In New Jersey
Medicaid is a joint federal-state program that provides limited health insurance for people who have low income and minimal assets. Each state operates its own Medicaid program.
In New Jersey, Medicaid is called the NJ FamilyCare program and administered by the New Jersey Department of Human Services, Division of Medical Assistance and Health Services, which uses a number of Managed Care Organizations to manage health care for Medicaid clients. New Jersey residents aged 65 and older who meet specific financial and functional criteria may qualify for NJ FamilyCare coverage.
To qualify, single seniors may earn no more than $2,313 per month and have countable assets valued at $2,000 or less. Couples applying together can earn no more than $4,426 per month and own no more than $3,000 in countable assets.
In New Jersey, Medicaid applicants are exempt from counting personal belongings, furniture, one vehicle, a burial trust and a home valued up to $878,000 as long as the applicant and/or their spouse lives in the home. Note that there is a 5-year look-back period to assess any assets that were gifted or sold prior to the submission of a Medicaid application.
Under the new MLTSS system assisted living enrollment caps have been eliminated for seniors, allowing for faster access to an assisted living placement.
Sunrise Of Old Tappan
An engaging retirement experience awaits at Sunrise of Old Tappan. The area is incredibly convenient for seniors, with a number of local shops and restaurants, as well as a park right across the street where seniors can take leisurely afternoon strolls. It’s also just 30 miles from all the attractions of Manhattan. The community offers a robust schedule of activities and programming, including seasonal events and frequent excursions. Trained staff members are on-site 24 hours a day to provide highly specialized care based on residents’ individual needs. Housekeeping, laundry services and daily chef-prepared meals support a relaxed, stress-free lifestyle.
- Daily meals made with local, seasonal ingredients
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