Medicaid In New Jersey
Medicaid, a national and state-funded program, offers low-cost or free health care to Americans of any age who qualify. NJ FamilyCare Aged Blind and Disabled Programs, a division of the NJ Department of Human Services, administers Medicaid in New Jersey.
To qualify for Medicaid in New Jersey, single seniors who are permanent residents and United States citizens or qualified Immigrants must have a monthly income thats equal to or less than 100% of the Federal Poverty Level of $1,012. Medicaid considers income from all sources, including wages, pensions, alimony, SSI payments and interest from investments. Resources are capped at $4,000 for individuals, and couples can earn no more than $1,372 per month and must possess a maximum of $6,000 or less in resources.
Resources are considered in a similar way to income in that all possible sources are counted when determining eligibility. IRAs, bank accounts, life insurance policies, retirement accounts, real estate, and stocks and bonds are some, but not all, of the countable resources. Assets excluded include personal belongings, an automobile, irrevocable burial trusts and the primary residence, provided that the applicant or spouse resides there and its valued at $878,000 or less.
Long-Term Services and Supports
Assisted Living Cost In Middlesex County Nj
MIDDLESEX county ranks #13 out of 21 counties that we’ve reviewed in New Jersey for assisted living affordability. The average cost of an assisted living facility in MIDDLESEX county is $5,193 monthly. The most affordable assisted living homes can carry fees as little as $3,018 per month, while the most luxury senior living communities can cost as much as $8,894 per month. MIDDLESEX county assisted living facilities are less affordable when priced against New Jersey statewide cost, which has an average aggregate cost of $4,996 per month and ranges from $2,877 to $8,675. Typically, MIDDLESEX county assisted living communities are $197 less affordable per month compared to the statewide average in New Jersey.
Assisted Living Costs In Middlesex County
According to Genworths 2018 Cost of Care study, Middlesex Countys average monthly cost for assisted living is significantly higher than the national average of $4,000 and moderately higher than the state average of $6,065.
At $7,230, Middlesex County has the highest cost for assisted living in the state, especially when compared to smaller cities, such as Ocean City and the Atlantic City Area .
Note: Senior care cost data wasnt available for Middlesex County, so data for the closest city, Trenton, was used.
The Cost of Assisted Living in Surrounding Areas
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Whispering Knoll Assisted Living
Whispering Knoll Assisted Living is a luxury senior living facility in Edison, New Jersey that provides concierge service, pet-friendly environment, 3 daily meals and other wonderful amenities. It supports a total of 126 assisted living units. Whispering Knoll Assisted Living is available to all Middlesex county elderly adult residents in need of assisted living. Whispering Knoll Assisted Living is situated at 62 James Street in Edison, New Jersey.
The Chelsea At East Brunswick Offers Assisted Living
As a resident of The Chelsea at East Brunswick, youll also feel at home with our caring professional staff. They are available 24/7 to provide the assistance you need and desire, including:
- Medication management and health/wellness issues
- Bathing and dressing
- Participating in favorite activities
- Physical therapy
- Specialized care for those with memory loss, dementia and Alzheimers disease in our Country Cottage residences
Our entire staff is committed to helping you enjoy your assisted living in East Brunswick, NJ to the fullest. Whatever assisted living services you choose to receive, you will always be treated with respect, dignity and compassion. Please give our community a call at 732-651-6100 for further information.
The Chelsea at East Brunswick606 Cranbury Road
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Medicaid Programs & Waivers
Medicaid is an insurance program designed for low-income individuals and families. A distinction should be made between regular Medicaid and Institutional Medicaid . Long Term Care Medicaid is more relevant to the elderly and this webpage. Upon creation, Long Term Care Medicaid was intended to pay for nursing home care, and limited personal care, for individuals who required it, but could not afford it. Over time, programs were added that allowed those who were eligible for nursing home care to receive that level of care outside of nursing homes. These programs are referred to as Medicaid Waivers, and in New Jersey, these programs fall under a Comprehensive Medicaid Waiver. Please note, in New Jersey, Medicaid for the elderly is also called FamilyCare Aged, Blind, Disabled Programs.
Waivers and Programs
Individuals enrolled in Medicaids Personal Preference Program are able to self-direct their own care. This is a Cash and Counseling program in which the recipients are provided with a cash allowance and the flexibility to spend it as they see fit for their care requirements. Common ways funds are spent are for personal care assistance, assistive technology, and home modifications. It should be noted that a fair amount of counseling is also provided to ensure needs are being met. With this option, individuals are able to hire the care provider of their choosing, including family members.
Medicaid Eligibility Requirements
The Gardens At Monroe Healthcare And Rehabilitation
The Gardens At Monroe Healthcare And Rehabilitation is an assisted senior living community in Monroe Township, New Jersey, located in the Middlesex county area. The Gardens At Monroe Healthcare And Rehabilitation offers concierge service, private bathroom and personalized attention and is directly located at 189 Applegarth Road in the 08831 zip code area. It has a maximum capacity of 136 assisted senior housing units.
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Assisted Living In Middlesex County Nj
There are a total of 38 assisted living facilities in MIDDLESEX County, New Jersey. This list includes MIDDLESEX County senior housing, assisted senior living communities and residential care homes for the elderly. MIDDLESEX County assisted senior living facilities also provide dementia and Alzheimer’s care, also known as memory care in MIDDLESEX County, NJ.
More Ways To Finance Assisted Living
Some additional ways to finance assisted living costs include:
- Veterans Benefits: Veterans can take advantage of several different pension programs to help cover the cost of assisted living. For more information, see the article on benefits.va.gov.
- Life Insurance Policies: Even if a spouse or loved one hasnt died, certain types of life insurance policies can be used to pay for assisted living. More information is available at longtermcare.acl.gov.
- Long-Term Care Insurance: Long-term care insurance is a type of insurance policy that pays for long-term care when it becomes necessary, including the cost of assisted living. For more information on the benefits and drawbacks of this financing method, visit longtermcare.acl.gov.
- Reverse Mortgages: Reverse mortgages allow seniors to access the equity from a home that they own, and these funds can be used to pay for assisted living. The U.S. Department of Housing and Urban Development offers a federally insured reverse mortgage program.
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Assisted Living Facility Requirements
In order to receive a license from the Department of Human Services, assisted living facilities must adhere to specific guidelines on room size and facility safety set forth by the DOHS:
- Private units in a facility should have no less than 150 sq ft of space, while semi-private units must have an additional 80 sq ft of space per resident.
- The square footage requirement should be clear usable space and as such excludes bathrooms, kitchenettes, closets, hallways, corridors, foyers, and vestibules.
- At maximum, a unit may contain two residents.
- Each unit must contain a bathroom, shower or bathtub, and a sink.
- The facility should have sufficient public toilet areas to meet the need of residents, staff, and visitors to the facility.
- Unless an exemption has been granted by the DOHS, all facilities must have an automatic fire suppression system in place throughout the facility.
- Smoke detectors are required in all resident bedrooms, living rooms, studio units, and apartments, as well as common areas.
Assisted Living Medicaid Policy
Medicaid will pay for assisted living in New Jersey for those that demonstrate financial or personal care needs. Some facilities are contracted through the DOHS to provide care for residents and offer two programs:
- The Managed Long-Term Services and Supports program covers personal care, nursing, mental health, and other services for those aged 65 and older.
- The Program of All-Inclusive Care for the Elderly covers all the same services for adults aged 55 and older but is limited to specific counties of New Jersey.
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Preferred Care At Old Bridge
Preferred Care At Old Bridge is an assisted living facility in Old Bridge, New Jersey in Middlesex county that provides a game room, weekly pill box and meals and snacks. It is best suited for elderly adults who need daily living help in 08857 zip code area. Preferred Care At Old Bridge is situated at 6989 Rt18. It includes 140 assisted senior living apartment units.
Monroe Village Assisted Living
Monroe Village Assisted Living is a senior care and living facility in Monroe Township, New Jersey, located at One David Brainerd Drive that offers a reading room, monthly pill box and daily entertainment. Any seniors looking for assisted living in Middlesex county or near 08831 zip code should consider Monroe Village Assisted Living as one of the best options.
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Other Financial Options For Care
In addition to the state specific options that help pay for care, there are many non-profit and federal options. Use our Resource Locator Tool to find other programs that help pay for or reduce the cost of care. There are also programs that help veterans with assisted living and there are eldercare loans available in New Jersey.
Directory Of Assisted Living Facilities In Middlesex County Nj
Alameda Center For Rehab 303 Elm St, Perth Amboy, NJ 08861 442-9540
100 Monroe St, Bridgewater, NJ 08807 595-6500
Brandywine Living at Colts Neck 3 Meridian Cir, Colts Neck, NJ 07722 303-3100
Brandywine Living at Middlebrook Crossing 2005 Rte 22 W, Bridgewater, NJ 08807 868-8181
Brandywine Living at Mountain Ridge 680 Mountain Blvd, Watchung, NJ 07069 754-8180
155 Raymond Rd, Princeton, NJ 08540 329-8888
1801 Oak Tree Road, Edison, NJ 08820 767-1031
15465 179th Ave SE, Monroe, WA 98272 637-3927
The Chelsea at East Brunswick 606 Cranbury Road, East Brunswick, NJ 08816 651-6100
319 Forsgate Dr, Monroe Township, NJ 08831 656-1000
The Chelsea At The Solana Marlboro 52 County Rd 520, Marlboro Township, NJ 07751 Phone number 536-3000
292 Applegarth Rd, Monroe Township, NJ 08831 860-2500
Fox Trail Memory Care Living at Green Brook 205 Rock Ave, Green Brook, NJ 08812 645-5133
Fox Trail Memory Care Living at South River 69 Burton Avenue, South River, NJ 08882 645-5133
1313 Aaron Road, North Brunswick, NJ 08902 820-9700
1015 Amboy Avenue, Edison, NJ 08837 225-5990
310 Buckelew Avenue, Monroe, NJ 08831 523-5797
2 Deerpark Dr, Monmouth Junction, NJ 08852 274-1122
500 Easton Ave, New Brunswick, NJ 08901 545-3110
395 Schoolhouse Rd, Monroe Township, NJ 08831 992-5200
443 River Road, Highland Park, NJ 08904 545-8330
1990 Route 18 North, Old Bridge, NJ 08857 607-9230
190 Summerhill Road, East Brunswick, NJ 08816 613-1355
3 David Brainerd Dr, Monroe Township, NJ 08831 786-4175
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Thoughts On Learn Which Facilities In Nj Accept Medicare Or Medicaid
Hello. Im a unit manager in New Jersey looking for a assisted living willing to take a patient with medicaid. Can I please get a list of facilities that can help place our beloved resident.
please help me find assistant living in new jersey that accepts medicade
Im looking for an assisted living facility for my mother that accepts medicaid early on. Im finding that most of the places wont accept until two years in. She receives S.S. and a minimal amount of money in the bank.
Are there any assisted living facilities available for my mother shes on social security, if so when.?
iam seeking long term Medicaid assisted living facilitiy for myseif
I am seeking an assisted living facility for my mother that accepts Medicaid, in the Trenton area or Ocean County. She is 91 yrs. old, and only has her social security.
Learn Which Facilities In Nj Accept Medicare Or Medicaid
Almost daily I get questions about which facilities accept Medicare and or Medicaid. The tricky thing is that many facility websites dont include cost or payment options, making research a little more time-consuming.
However, I am glad to report that for seniors and families in New Jersey, there is a quick and easy way to find out which facilities accept:
or are Private Pay.
This is done through the States Department of Health website. You can search by city, county or enter a specific facility name to find out what type of funding they accept:
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Top 10 Senior Living Communitiesinmiddlesex County Nj
Recent Reviews of Senior Living in Middlesex County
Assisted Living Community East Brunswick
At The Chelsea at East Brunswick, we provide a safe, comfortable home for older adults who value their independence, but need some help with daily activities. Our East Brunswick Assisted Living Community apartments and suites are designed for privacy, comfort and accessibility, with high ceilings, large windows, convenient kitchenettes, spacious bathrooms and a variety of floor plans to suit individual tastes. We encourage all residents to bring their own furniture and decorate their apartment with personal items, artwork and family photos all the little things that make a place to live feel like home.
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Brighton Gardens Of Florham Park
- Resident Capacity: 132
- Room Types: Studios, 1-Bedroom Apartments
- Care Provided: Assisted Living, Memory Care, Hospice, Respite, Skilled Nursing
- Base Pricing: Not listed
Brighton Gardens of Florham Park is a sophisticated community offering amenities such as scheduled outings and religious services. The Reminiscence and Terrace Club communities deliver memory care services. Programming provided in these communities includes physical fitness options, small group activities and brain games. The Terrace Club is for those with early to moderate memory care conditions. The Reminiscence community offers programming for those with advanced memory conditions. Terrace Club programming teaches residents life management skills, resident support groups and brain-enrichment diet options that address health through nutrition. Residents are encouraged to maintain a daily journal for reflection purposes. The community also encourages memory care residents to engage in social interaction to avoid isolation.
What Residents Are SayingResidents and their loved ones focus on the spacious living spaces as well as the wide array of amenities for memory care residents. One writes, Wow, what a pleasant experience for us. After my moms hospital stay I was so upset to put her in a nursing home and then stumbled across this place online. Brighton Gardens is beautiful!!! Its like nothing we could have imagined.
Reviews: 3.81 out of 5 stars 87 reviewsPhone: 966-8999
Reviews: Not listed
Francis E Parker Memorial Home Piscataway
Francis E Parker Memorial Home Piscataway is a senior care and living facility in Piscataway, New Jersey, located at 1421 River Road that offers a wellness center, dementia care and laundry and linen service. Any seniors looking for assisted living in Middlesex county or near 08854 zip code should consider Francis E Parker Memorial Home Piscataway as one of the best options.
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Merwick Care & Rehabilitation Center
Merwick Care & Rehabilitation Center is an elderly assisted housing facility in Plainsboro, New Jersey that offers a beauty salon, call pendants, shuttle services and other amenities. Merwick Care & Rehabilitation Center is situated at 100 Plainsboro Road, 08536 zip code and provides assisted living to all Middlesex county senior citizens. It provides 200 senior living units in total.
Aristacare At Cedar Oaks
Aristacare At Cedar Oaks is a residential care facility in South Plainfield, New Jersey, located at 1311 Durham Avenue in 07080 zip code that includes a private dining room, chaplain services, daily housekeeping and daily living care. It provides dementia care and assisted living throughout Middlesex county in New Jersey. Aristacare At Cedar Oaks includes a total of 230 assisted living units.
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Rose Mountain Care Center
Rose Mountain Care Center is a residential care facility in New Brunswick, New Jersey, situated at Route 1 & 18 in 08901 zip code that includes a private dining room, memory care, meals and snacks and daily living care. It provides dementia care and assisted living throughout Middlesex county in New Jersey. Rose Mountain Care Center has a total of 112 assisted living apartments.