Other Ways To Pay For Memory Care In Troy Mi
Since not everyone can afford to pay for memory care out-of-pocket, it’s important to find alternative methods to help make memory care more affordable. Some of these options include:
- Veterans Benefits
- Long-Term Care Insurance
- Reverse Mortgage
For more information about your options for making assisted living more affordable, visit our guide to Memory Care in Troy.
Features Of Belmar Oakland
At Belmar Oakland, were proud to be a distinguished assisted living community in Troy, MI. Our modern facility is specially designed to help your loved one live with dignity and comfort while receiving the compassionate care they need. Youll discover that our resident amenities include everything from chef-prepared meals to housekeeping services, live entertainment, group outings, and more.
Assisted Living In Troy Vs Nearby Cities
Michigans state average of $4,250 per month is in the same range as Troys average of $4,215. However, location often determines the level of fees, such as in Battle Creek, where they average $3,400, and Ann Arbor where the average is $6,093. Seniors who prefer to avoid Detroits urban sprawl but find Ann Arbor beyond their budget may wish to consider Monroe where the average fee is $5,050.
- Troy: $4,215
- Battle Creek: $3,400
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Assisted Living In Troy
At Belmar Oakland, it is our profession and our pleasure to provide customized care 24 hours a day, 365 days a year with dignity, comfort, and compassion. Our focus is on the personalized care and well-being of your loved one. Each and every assisted living resident is supported and encouraged to live at the most independent level of care consistent with their needs and abilities.
More Ways To Pay For Assisted Living
While many families use their own funds or personal assets to pay forassisted living, there are plenty of additional options to cover these costs.Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living,visit our Assisted Living in Michigan page.
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Memory Care Vs Other Types Of Care In Troy Mi
Troy’s senior care options range in price from $1,430 a month to $8,882 a month. Seniors generally pay the same amount for home health care or in-home services, $5,720 a month, which is $451 more than memory care. For nursing home care, Troy’s older adults are paying about $3,613 more than they do for memory care. Adult day health care is the most affordable type of senior care in Troy. On average, it costs the city’s seniors $3,839 less a month than memory care.
- In-Home Care: $5,720
- Adult Day Health Care: $1,430
- Assisted Living: $4,215
- Memory Care: $5,269
- Nursing Home : $8,882
Note:Data for Troy was unavailable, so data for the nearest city, Detroit, was used instead.
Free Assisted Living Resources In Warren
Warren and the surrounding area are home to numerous government agenciesand non-profit organizations offering help for seniors searching for orcurrently residing in an assisted livingcommunity. These organizations can also provide assistance in a number of other eldercare services such asgeriatric care management, elder law advice, estate planning, findinghome care and health and wellness programs.
To see a list of free assisted living resources in Warren, please visit our Assisted Living in Michigan page.
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Medicaid Waivers In Troy
MI Choice Waiver
The MI Choice waiver is the states Home and Community-Based Services waiver. It covers the cost of long-term care for seniors and disabled persons who choose to live outside of a nursing care home, provided theyre safely able to do so. This waiver covers care settings such as assisted living, home care and adult foster care. In addition to covering long-term care, this waiver provides its beneficiaries with access to all services that are typically covered by the state Medicaid plan.
To qualify for the MI Choice waiver, seniors must require a nursing level of care and be at least 65 years old or a legally disabled adult. Financially, all applicants must have a maximum income of $2,313 per month and meet the asset requirements of the state Medicaid plan. Unlike the state plan, waivers are not entitlement programs, which means that there are only a certain number of participants who are accepted for coverage and there are typically waiting lists for eligible persons who wish to participate. To apply for coverage, seniors who live in the Troy area can call the Detroit Area Agency on Aging at 446-4444.
Belmar Oakland Amenities & Services
We offer seniors the latest amenities in comfort that they would enjoy in the comfort of their own homes. Beautician Onsite, Devotional Services Onsite, Meals Provided, Activities Onsite, Indoor Common Areas, Vegetarian are available for all residents. The staff here are fully trained, friendly and accessible. They will help your residents enjoy their stay with us.
Our trained staff helps our residents enjoy benefits that our facility offers, like Multiple services and other perks. As seniors age, they still want to feel independent and maintain a healthy lifestyle, and we help them do that.
Residents enjoy of a full schedule of social, educational and entertaining activities. Our structured program helps all residents maintain a high quality of life. Many of our activities encourage members to socialize and develop friendships with other residents. We make sure the activities are fun and entertaining.
Contact us at 755-1458 for more information about senior living at our community.
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How Memory Care Facilities Can Help
According to the Alzheimers Association, 83% of all caregivers are unpaid family members, relatives, or other friends, and nearly half of all care is for older adults with some form of dementia. Caregiving, especially when it involves Alzheimers or dementia, is extremely exhausting and time-consuming, leading many caregivers to feel isolated and overwhelmed.
As a loved one continues to progress through the stages of dementia and his or her cognitive abilities continue to decline, behavioral problems, safety, and general care often become more than one caregiver can handle. This is when its important to find extra help, and residential facilities that have specialized memory care programs are often the best solution.
In addition to providing a safe environment, memory care programs seek to delay or halt cognitive decline while providing the opportunity for a social, independent lifestyle.
How To Pay For Memory Care In Troy Mi
Note: Memory care is typically provided in communities licensed as assisted living facilities, and in general, costs 20-30% more than standard assisted living services. No authoritative cost data is available for this type of care, so we estimated memory care rates by adding 25% to assisted living fees in the Genworth 2021 Cost of Care Survey.
The average cost of memory care in Troy is $5,269 a month $356 below the national median.
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Medicaid Program In Troy
In Troy, there are many families and individuals who require the assistance of Medicaid to help them access safe medical services and prescription medications. In particular, there are many senior citizens who access the states Medicaid program. The state plan provides its beneficiaries with necessary medical services including primary care, dental care, hospital services and prescription medication. In some cases, the state plan may also help senior citizens and disabled persons to pay for costs associated with long-term care such as skilled nursing services and limited home care services. Those who require financial help with the cost of assisted living and other long-term care can often obtain the funds they require through the states HCBS waiver and supplemental Medicaid program.
Senior citizens who are applying for the state Medicaid plan must meet specific eligibility requirements. They must be a minimum of 65 years of age in addition to meeting the following financial limitations:
- Individual applicants are limited to a maximum income of $1,041 per month and up to $2,000 in countable assets
Medicaid counts all income towards eligibility including social security income, pension and retirement accounts however, when an applicant is married yet applying on their own, their spouses income is not counted. Some assets are exempt, as well, including the applicants home, vehicle and household furnishings.
Belmar Oakland Assisted Living And Memory Care
We do out best to meet the requirement of our assisted living and memory care residents. Belmar Oakland takes the time to deliver unique care for each resident.
You can choose a floor plan that fits your needs and wants at your new home. Every plan comes with quality amenities and modern conveniences. We help our employees grow professionally and personally in order to provide the best services possible available in Troy. Through our staff development programs we are committed to making our senior care professionals the most capable available in Troy. Our chef and cooking staff at Belmar Oakland are driven to constantly deliver quality meals that are great tasting and nutritious. We strive to create memorable meals from fresh produce that help our residents reach their best health and wellness.
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Other Ways To Pay For Assisted Living In Troy
Since not everyone can afford to pay for assisted living out-of-pocket, its important to find alternative methods to help make assisted living more affordable. Some of these options include:
- Veterans Benefits
- Long-Term Care Insurance
- Reverse Mortgage
For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Troy.
How Much Does Adult Day Care Cost In Troy
At an average of $1,517 per month, Troys adult day care costs are among the lowest in Michigan, second only to Saginaw, where the average cost is $1,381 per month. In larger cities such as Ann Arbor, the cost is much higher at $2,773 per month. The cost of adult day care in Flint is also considerably high when compared with Troy at an average of $2,492 per month.
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How Much Does Home Care Cost In Troy
Home care in Troy costs an average of $4,433 per month, which is just $286 less than in Ann Arbor, where home care is priced the highest in the state. Home care costs in Troy are similar to those in cities such as Lansing, where the average cost is $4,385 per month, and Grand Rapids, where the cost is just a bit less at an average of $4,290 per month. Seniors living in Niles pay the lowest home care cost in Michigan at $3,432 per month.
Assisted Living In Troy Mi: Is Your Loved One Ready
Time goes by so fast. One day, your loved one is healthy and well, more than capable of doing everything for themselves. In what seems like the blink of an eye, though, things can change. They begin forgetting little things. Perhaps they struggle to take care of their home as they once did, or you notice that bills are going unpaid or correspondence unanswered. Are these simply inescapable parts of the aging process, or is your loved one ready to consider an assisted living facility?
What Is Assisted Living?
Before we discuss the signs that may indicate your loved one is ready to consider assisted living in Troy, we should establish what assisted living means , as well as some of the things that set this type of facility apart from other long-term care options.
Assisted living the term itself is clear. Rather than intensive care, like what might be found in a traditional nursing home, these facilities are dedicated to providing your loved one with the highest degree of dignity and the best quality of life by fostering their independence as much as possible.
For instance, an assisted living facility in Troy will usually offer a range of room types, including semi-private, studios, and one-bedroom apartments to fit your loved ones care requirements, space needs, and budget. However, the qualities that set an assisted living facility apart from a nursing home go much deeper and include:
Is Your Loved One Ready?
Beyond Basic Care Needs
How Can Belmar Oakland Help?
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Assisted Living Vs Other Types Of Senior Care
Assisted living in Troy is an affordable option when compared to most types of senior care. At $4,215 per month, average fees are far below those of homemaker and home health aide agencies, both of which typically charge $5,720 for their services. Adult day centers offer the most competitive rates, at $1,430. However, as with the home services previously noted, seniors need to factor home maintenance costs into their budgets. Nursing homes provide the costliest type of senior care with fees in the region of $8,882 for a semiprivate room.
- Assisted Living Facility: $4,215
- Adult Day Health Care: $1,430
- Nursing Home Facility : $8,882
Note:Data for Troy was unavailable, so data for the nearest city, Detroit, was used instead.
The Top Assisted Living Communities In The Troy Area
In order to find the top assisted living communities in the Troy area, our team of researchers:
- Sorted through 56 communities using our unique methodology
- Spent over 12 hours researching assisted living communities in Troy
- Read more than 445 reviews left by residents and their family members
After filtering out facilities that didnt meet our high standards, we were left with 8 assisted living communities that earned our seal of approval. Through this process we discovered that the average cost of assisted living in the city of Troy is $4,215, which is lower than the state average of $4,250 and also lower than than the national average of $4,500.
Jonathan Frank
Jonathan Frank
Jonathan Frank is a Licensed Social Worker with over 10 years experience working with the geriatric population in a variety of different settings. He received his Masters degree from Rutgers University with a certificate in Aging and Gerontological Services. Additionally, he is a Certified Dementia Practitioner accredited by the National Council of Certified Dementia Practitioners. Jonathan also has Bachelors degree in psychology and worked as an Emergency Medical Technician for 14 years. His passion lies with the elderly and ensuring they age with dignity.
Read on for in-depth information about the top assisted living facilities in Troy, a brief dive into our methodology for determining the best assisted living communities, and a searchable directory of 56 communities in the Troy area.
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How Much Does Nursing Home Costs In Troy
Nursing home care in Troy costs an average of $9,095 per month. The cost of nursing home care is the same in the Grand Rapids Area and just slightly less in the Lansing Area at an average of $9,034 per month. Seniors living in Ann Arbor pay a substantially higher price of $10,220 per month, while those in Saginaw pay the lowest price in the state at an average of $7,695 per month.
The Best Assisted Living Facilities In Troy Mi
Seniors who value independence yet need help with activities of daily living may benefit from an assisted living facility. In addition to personal care, these communities provide activities and life-enriching amenities. According to the Genworth Cost of Care Survey, the monthly cost of assisted living in Troy is $4,215.
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Ners We Can Share Referrals With
Belmar Oakland is an assisted living and memory care community designed for low to high acuity residents. We have a highly experienced nursing staff, well organized management team and a vibrant care staff to ensure the residents in our community are living a quality life during their time with us.
How Much Does Assisted Living Cost In Troy
Although the cost of assisted living in Troy is more expensive than it is in many other Michigan cities, its costs are substantially less than in Ann Arbor, where seniors pay an average of $5,050 for assisted living. Seniors who are looking for less expensive assisted living options in Michigan, particularly those who are on tight budgets, should consider smaller cities such as Saginaw and Battle Creek where the average costs are $2,825 and $3,050 per month, respectively.
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Financial Assistance For Assisted Living In Warren
A number of state and federal government programs offer financial assistance to eligible Warren, Michigan, seniors living in an assisted living facility. These include Medicaid State Plan, the MI Choice Waiver and Supplemental Security Income Category G.
Learn more about these programs, plus whoâs eligible, on ourAssisted Living in Michigan page.
The Cost Of Senior Living And Care In Troy
When comparing senior care costs in Troy, the Genworth 2018 Cost of Care Survey indicates that the cost of senior care in the city varies depending on the type of care. Assisted living and nursing home care both cost several hundred dollars more per month than the average Michigan city. Home care costs in Troy are just slightly above the state average, while the cost of adult day care is nearly $200 below Michigans average cost.
Note: Specific data regarding the cost of senior care in Troy isnt available. Data for Detroit, the nearest major city, has been used instead.
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Description Of Belmar Oakland
At Belmar Oakland, were proud to be a distinguished assisted living community in Troy, MI. Our modern facility is specially designed to help your loved one live with dignity and comfort while receiving the compassionate care they need. Youll discover that our resident amenities include everything from chef-prepared meals to housekeeping services, live entertainment, group outings, and more.
Other Financial Assistance Programs In Troy
Home Help Program
The Home Help program doesnt operate as a waiver, but it is a separate part of the state Medicaid plan and operates in a similar way. The program helps elderly and disabled individuals who require assistance with activities of daily living to access personal care in their own homes. In addition to personal care, the program covers services including non-medical transportation, meal delivery and/or preparation and housekeeping.
The Home Help program allows participants to direct their own care. This means that they have the option of choosing their own caregiver and determining which services they need most. Participants may be eligible to hire a family member to provide their care.
To be eligible for this program, seniors are required to undergo a comprehensive assessment which determines their level of need. The assessment must indicate that they require regular help with at least one ADL.
Seniors living in Troy who wish to apply for this program can contact the Oakland County Department of Health and Human Services Office at 975-4800.
State Supplementation
To qualify for the supplement, seniors must have very little or no income and be registered to receive the federal SSI benefit. To apply for SSI or optional state supplement, seniors can call the Social Security Administration at 772-1213.
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