Wednesday, September 28, 2022

Independent And Assisted Living Options For Seniors

Finding An Assisted Living Residence

Assisted living options for seniors

Under the Community Care and Assisted Living Act, all publicly subsidized and private pay assisted living operators in British Columbia must register their residences with the Assisted Living Registry. The Assisted Living Registry maintains a register of publicly subsidized and private pay residences.

To find a registered assisted living residence in your community, go to:

Continuing Care Retirement Community

  • What is it? These communities are part independent living, part assisted living, and part skilled nursing facility.
  • Who its good for?Older adults who want to live in one location for the rest of their life and dont want to worry about arranging for future care needs. Theyre also good for spouses who want to stay close to one another even if one requires a higher level of care.
  • How it works? Residents can start out living in the independent living section and move to different parts of the same community as they need increasing levels of care.
  • Relative cost? High. CCRCs are the most expensive of all long-term-care options. Theres a significant entrance fee as well as monthly fees that increase as higher levels of care are needed.

Differences In Amenities And Programming

Amenities and services at both independent living and assisted living communities are designed to suit the needs, interests, and abilities of the residents who live there. Youll find similar amenities such as on-site salons, restaurants, and outdoor spaces for everyone to enjoy. Similar services include housekeeping, transportation, and laundry services.

Independent living communities can offer a wealth of entertainment and recreational opportunities, such as movie events, book clubs, or gardening programs. Some also provide health and wellness options such as fitness centers, exercise programs, and walking paths. Other possible amenities include cafes, concierge services, and even craft or art studios. Although residents may still own a car, these communities typically supply bus or taxi services for doctor visits or shopping trips.

When it comes to dining, youll find that most independent living communities offer flexible dining plans including no more than 1-2 meals per day in the dining room. More often than not, residents must pay additional fees to eat in the dining room or restaurant rather than have all meals included in their rent.

Also Check: Do Medicare Advantage Plans Cover Assisted Living

Choosing Between Independent Living And Assisted Living

Many factors can go into your decision as you choose between independent living and assisted living options. If you arent sure which one might be best for you now and in the future, speak with your physician. You can also get personalized results by taking our Senior Living Options quiz, which can point you in the right direction as you begin researching types of communities.

In all cases, its important to remember that the benefits of living among welcoming neighbors and having wellness resources at your fingertips are found in both independent living and assisted living communities. Good luck as you make your decision!

Is There A Cost For Assisted Living Services

Independent Living Facilities

If you receive publicly subsidized assisted living services, you will pay a monthly rate based on your income , subject to a minimum and maximum monthly rate. Your monthly rate is calculated by multiplying your after tax income by 70 per cent. For more information, please see:

For 2021, the minimum monthly rate for a single client receiving assisted living services is $1,060.30 per month.

If you and your spouse are living together in an assisted living unit, your monthly client rate will be calculated based on the income of both you and your spouse, subject to a minimum and maximum monthly rate. Your monthly rate will be recalculated if your living situation changes for any reason and you are no longer living with your spouse. For 2021, the minimum monthly rate for a couple living together in an assisted living unit is $1,615.00 per month per couple.

The maximum monthly rate for publicly subsidized assisted living services is based on the market rent for housing and hospitality services for the geographic area where you live, as well as the actual cost of personal care services you receive. For more information on the maximum monthly rate, please contact your health authority.

For more general information on the costs of publicly subsidized home and community care services in B.C., please see:

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Is It Difficult For You To Connect To Friends And Family

The more isolated you are, the greater your risk for depression and other mental health problems. You may have a difficult time getting out of the house, perhaps due to trouble driving or increased mobility issues. Or your friends and neighbors may be busy with other work or family commitments, or the neighborhood may not be easy to get around. While the phone and Internet can help, nothing can take the place of face-to-face human connection.

Independent living facilities can give you a built-in social network of peers, while many also provide structured activities such as sports, arts, or field trips.

What Are Your Senior Housing Needs

Physical and medical needs. As you age, you may need some help with physical needs, including activities of daily living. This could range from shopping, cleaning, cooking, and looking after pets to intensive help with bathing, moving around, and eating. You or a loved one may also need increasing help with medical needs. These could arise from a sudden injury or illness, such as a heart attack or stroke, or a more gradual condition that slowly needs more and more care, such as Alzheimers disease.

Location and accessibility. Even if you are completely independent at this time, circumstances can change. It pays to think a little about the accessibility of your current location and home. For example, how far is your home from shopping, medical facilities, or other services? If you can no longer drive, what kind of transportation access will you have? Can your home be easily modified? Does it have a lot of steps or a steep hill to navigate? Do you have a large yard that needs to be maintained?

Home maintenance. If youre living alone, your current home may become too difficult or too expensive to maintain. You may have health problems that make it hard to manage tasks such as housework and yard maintenance that you once took for granted.

Need a professional assessment?

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What Are Some Services And Amenities Provided In An Independent Living Community

When you think about moving out of your home, worries come naturally. Who wouldnt feel trepidation when considering so many options and weighing so many priorities? Heres the thing, though, every independent living community is different, and whats a new idea in one may be the most popular option in another.

You can find the choice thats right for you. The best thing to do first is understand what types of amenities and services you want so you can look for independent living communities that meet those needs.

This list of seven common benefits of independent living communities help you understand which types of services and amenities you might want to look for.

Nursing Homes And Skilled Nursing Facilities

Elderly Housing – Retirement and Independent Living Communities

Skilled Nursing Facilities, commonly referred to as nursing homes, are a senior living option that provides 24-hour nursing care for those who need more direct daily care than is provided in a supportive, assisted living-type of arrangement. Typically, these facilities also have specialized care and housing tailored to the special needs of individuals with Alzheimer’s, dementia or related diseases.

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What Retirement Living Options Is Right For You

Everyones retirement situation is differentwhich means theres no right or wrong answer when it comes to living options. If youre in the early stages of your golden years, you probably wont require as much attention or assistance as some retirees. If thats the case, then independent living is a great option. However, if you want someone around for extra support, assisted living might be appealing to do.

The best way to decide on the best retirement living option is to evaluate your Activities of Daily Living . These are basic self-care tasks that you should be able to do without assistance. They include bathing, personal hygiene, dressing, and feeding yourself. If you can do all these things, then youre probably not in need of more intensive support from an outside source. However, if youre starting to notice that you or your spouses ADLs are getting more difficult, its probably a good time to take that into consideration as you make your retirement decision.

How Do I Arrange For Assisted Living Services

If you are interested in receiving assisted living services or know of someone who might be in need of these services, you can contact the home and community care office of your health authority or you can have a health care profession make a referral on your behalf.

For contact information and a detailed description of how to arrange for assisted living services, please see:

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What Are Nursing Homes

Nursing homes, also called skilled nursing facilities, provide a wide range of health and personal care services. Their services focus on medical care more than most assisted living facilities. These services typically include nursing care, 24-hour supervision, three meals a day, and assistance with everyday activities. Rehabilitation services, such as physical, occupational, and speech therapy, are also available.

Some people stay at a nursing home for a short time after being in the hospital. After they recover, they go home. However, most nursing home residents live there permanently because they have ongoing physical or mental conditions that require constant care and supervision.

To look for and compare nursing homes in your area, see Medicare’s Nursing Home Compare. Also get tips for choosing a nursing home.

Independent Living Vs Assisted Living

2020 Assisted Living Trends

Which senior living option is best for you: independent living vs. assisted living? If you are planning on retiring to a senior living community, you need to consider a few things in order to choose the best option for your future. For example, do you need medical care and help with daily living activities that you can find through senior assisted living? Or are you still active and able to care for yourself and want to maintain your independence? Understanding the difference between independent living and assisted living can help you decide which senior living community is right for you.

At Baptist Retirement Community, we provide independent living and assisted living options for seniors looking for a senior living community with everything they need for their golden years. We offer spacious and private apartments and rooms that can best suit your needs with all of the services and amenities for your comfort, health, and entertainment.

If you are thinking about retiring to a senior living community, call to schedule a tour and learn about the differences between independent living vs. assisted living.

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Who Should Move To An Independent Living Community

Independent living communities are often the best senior housing option for active adults who want built-in community and privacy and do not require active levels of assistance. Independent living community staff will take care of the grounds and common areas, and housekeeping may be an option in some locations, but you wont receive assistance with daily living such as ensuring medications are managed, help with bathroom or bathing needs or regular assistance with mobility.

At the same time, these arent always simple retirement communities that gather seniors in a like-minded neighborhood. They are a bit more formal than that, so you can expect services such as meals and dining, scheduled social activities and transportation to events or appointments if needed.

You may want to consider a move to an independent living community if the following are true:

  • You like the idea of being surrounded by other seniors and taking part in social activities planned by others
  • You want to ensure some additional security and the ability to reach out to staff or others for emergency needs, but you dont need daily assistance
  • You want to protect your privacy and independence, but your current home simply feels too big, isolating or difficult to maintain
  • You enjoy your independence but wouldnt mind giving up some daily obligations such as housework or cooking every meal for yourself

Embrace Your New Season At One Of Our Senior Living Communities

Let this winter be a fresh start for you! Now is a great time for older adults to make the move and enjoy the benefits of senior living.

In addition to providing safety, security and joy our independent living, assisted living and memory care retirement homes offer seniors the chance to:

  • Learn a new hobby
  • Take part in group fitness classes
  • Experience tailored care services
  • Relax in your private apartment

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Coping With A Move To Independent Living

Moving home is a major life event and can be a stressful time for anyone. Despite the many advantages of independent living, making the decision to move can still be difficult. You may feel angry or embarrassed that youre no longer able to maintain your current home, or regret that it simply feels too big for you now.

Even if youre looking forward to the increased social opportunities and companionship offered by independent living, you may still grieve for the loss of a home filled with memories or a neighborhood filled with familiar faces.

The thought of leaving everything you know can also make you feel vulnerable and anxious. You may feel like youre losing control of your life or yearn for the way things used to be. Its important to realize that all of these feelings are normal. Take some time to acknowledge these feelings of loss.

Sometimes talking to someone who is sympathetic can help. Reach out to trusted family or friends, or talk to a counselor or therapist. Remember that youre not alone in this. Most of us over the age of 65 will require some type of long-term care services, so theres nothing to be ashamed about in admitting you need more help than you used to.

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Assisted Living Facility Retirement Community Or Independent Living

#18.4 Retirement and Independent Living Communities: Housing Options for Seniors (4 of 6)

The names of the different types of senior living facilities and housing options can sometimes be confusing, as the terminology can vary from region to region. For example, the term assisted living can mean one thing in one state or country and something slightly different elsewhere.

However, in general, the different types of senior housing vary according to the amount of support offered for the activities of daily living and medical care. When researching a senior housing option, make sure it covers your required level of care and that you understand exactly what facilities are offered and how much theyll cost.

What is a Continuing Care Retirement Community?

Continuing Care Retirement Communities are senior housing facilities that include independent living, assisted living, and nursing home care in one location. This enables older adults to stay in the same general area as their housing needs change over time.

CCRCs normally come with a cost for buying a unit in the community, as well as monthly fees that increase as you require higher levels of care. They also allow spouses to remain close to one another even if one requires a higher level of care.

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How Easy Is It For You To Get Around

You may live in an area where you have to drive to attend social activities, visit friends, and shop. If you find yourself less comfortable with driving, you may find yourself relying more and more on public transportation or family and friends to get around. It may be harder to visit others, pursue activities you enjoy, or keep doctors appointments.

As well as onsite amenities, many independent living or retirement communities also offer convenient transportation options to outside activities.

What Is The Average Cost Of Independent Living

The cost of independent living can vary dramatically depending on a communitys location, amenities, and services provided. Because of this high variation, estimating the average cost of independent living can be difficult. According to research done by Caring.com, one can expect to pay anywhere from $12,000 to $42,000 per year for independent living, making the average cost approximately $27,000 per year.

Compared to the national average monthly cost of assisted living, $4,051, independent living residents pay roughly 30-50% less per month than those living in an assisted living community. For example, if an assisted living community costs $4,500 per month, a comparable independent living community in the same area might cost approximately $3,000 per month. This cost difference is due to the higher level of care offered at assisted living facilities. If someone residing in an independent community does need personal care, they will need to hire their own aide and pay for those services separately, on top of their monthly rate towards the community.

When considering any independent living community, be sure to always ask what is included in the monthly cost. While many independent living communities include services like meals and housekeeping in the monthly cost, others may charge for these services individually or on an as-needed basis.

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Housekeeping Services To Free Your Schedule

Senior experts say that independent living typically provides people more independence because it frees them from the bulk of household chores and maintenance.

According to a survey conducted by AgeWave consultants, adults 65 and older who live in their own homes typically spend almost three hours a day on household chores such as cleaning, shopping, gardening and home maintenance. Women, on average, spend considerably more time than men, which may be why women often initiate the move to independent living.

Meanwhile, on average, those same seniors reportedly spend just 30 minutes a day socializing with friends and family and just 15 minutes a day exercising or participating in a sport or physical activity. By contrast, those who choose independent living report spending upwards of three hours a day socializing and two hours a day taking a class or participating in an activity, with just one hour a day spent on chores.

If continuing to participate in life outside an independent living community is your concern, thats not a problem, either. Coming and going should be as easy to do as it is from your existing home. In fact, getting around may be easier if you prefer not to drive because transportation is often provided and many independent living communities in metro areas are purposefully situated for easy access to public transportations.

Service options might include:

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