Free Assisted Living Resources In Springfield
Springfield and the surrounding area are home to numerous government agenciesand non-profit organizations offering help for seniors searching for orcurrently residing in an assisted livingcommunity. These organizations can also provide assistance in a number of other eldercare services such asgeriatric care management, elder law advice, estate planning, findinghome care and health and wellness programs.
To see a list of free assisted living resources in Springfield, please visit our Assisted Living in Missouri page.
Learn About Assisted Living
Maintaining independence is a important for people as they age. In fact, losing it is one of the biggest fears seniors have. An overwhelming majority want to remain in their houses and understandably so. But the reality is that 1 in 5 U.S. adults age 85+ say they either need or currently receive help with activities of daily living . Is there a way to get that kind of help and still be as independent as possible? Yes its called assisted living.
Actually, this level of care has several names. Certain states license services under terms such as residential care or personal care, but although there are important distinctions between the different licenses, the level of care associated with each is designed to offer necessary support so residents can enjoy optimal levels of independence.
Find Assisted Living Options Near Me
At some point in their later years, most older adults will need some type of senior care. Health challenges such as reduced mobility, complicated medication schedules, and reduced vision can make it unsafe for the adult to continue to live independently. While many people immediately think of nursing homes when they think of residential care for seniors, assisted living can be a better option for seniors who need some assistance in their day-to-day lives but do not need regular medical care.
Assisted living is a long-term residential care option designed for older adults who need some help with activities of daily living and support in their other daily tasks, such as laundry and transportation. Assisted living facilities offer residents assistance with their daily activities and the security of around-the-clock staff. At the same time, residents are able to remain as independent as they please. This makes assisted living a good fit for many seniors who are beginning to have health challenges.
There are thousands of assisted living facilities in the United States that are home to over 800,000 residents, making it challenging to choose a community. This guide will help you better understand assisted living and determine if its the right senior care choice for yourself or a loved one. We also cover the cost of assisted living, how to choose a community, and more.
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Differences In Payment Accepted
The cost of senior care can be somewhat staggering, with a private room in a skilled nursing facility costing an average of $90,500 annually. Assisted living costs are slightly less, costing an average of $42,000 annually.
Medicare can help defray the cost for seniors to pay for skilled nursing care if the care is medically required for at least 3 days, but no more than 100 days if the facility the person chooses is a Medicare-certified skilled nursing facility. If you are unable to pay for nursing home services and have minimal assets, you may be eligible to pay for skilled nursing care through Medicaid.
When it comes to assisted living, neither Medicare Parts A or B offer coverage for comprehensive long-term care. Some states may offer some coverage through Medicaid programs but eligibility and coverage differ greatly between states. While payment options do vary in each state, residents in assisted living rely primarily on private pay options since most assisted living communities cannot legally accept public pay. Private pay options for assisted living include using veterans benefits, long-term care insurance, retirement savings, home equity loans, or reverse mortgages.
While the cost of senior care may seem daunting, with proper planning and guidance, many families find it is more affordable than it seems at first glance.
What Are Assisted Living Requirements
Before determining whether assisted living is the right choice for your aging loved one, its important to understand the requirements for admission at an assisted living facility. Unlike skilled nursing facilities, assisted living communities dont require a physicians prescription for admission.
While each facility has their own admission process, most will:
- Review your loved ones medical history to get a complete picture of your loved ones health.
- Perform a functional assessment to fully understand the potential residents skills and care needs.
- Develop a care plan to outline what type of care services will be provided.
- Require admission forms to be filled out before moving in.
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In A Residential Facility
Sometimes its not possible to live by yourself or with your family. In those cases, assisted living or a nursing home might be right for you. These facilities are professionally staffed businesses that provide different levels of care, depending on what you need.
Assisted Living Facility
If you choose to live in assisted living facility, you will usually have your own room or apartment. You can bring your things with you to make it feel like home. You will usually eat with others. Services might include:
- Help bathing or getting dressed.
- Someone to make sure you get your medicine.
- Employees checking on you to make sure you are doing OK.
- Assisted living residents have the same rights as everyone else. Learn about your rights in an assisted living facility .
Family And Resident Councils
A Family or Resident Council is a group of persons who either live in a long-term care home or are family/representatives of residents. They work together with staff to maintain and enhance the quality of life of residents. They also provide a voice in decisions within the facility that affect them.
How Much Do Skilled Nursing Facilities Cost
Skilled nursing facilities typically are more expensive than assisted living communities due to the type of care offered. However, it is important to keep in mind that nearly all nursing homes are certified to participate in Medicare or Medicaid financial assistance programs.
Many states cover some assisted living communities under Medicaid, but the amount of coverage and eligibility requirements vary widely, and many communities are not covered at all. Even when Medicaid covers an assisted living community, a person might have to meet certain medical criteria before coverage kicks in.
The Residents Bill Of Rights
Island Health is committed to protecting the rights of the residents we care for. The BC Residents Bill of Rights is a set of rights for adults who live in long-term care homes, and details their rights to care health, safety and dignity participation and freedom of expression and transparency and accountability.
The Residents Bill of Rights is publicly displayed inside all long-term care homes to remind residents, family members and facility license-holders of each persons right to receive high quality care and live free from abuse and neglect.
If you are not satisfied with the care you receive, please speak to the home manager so your complaint can be addressed. If you continue to be dissatisfied, please contact our Patient Care Quality Office.
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What Does Assisted Living Provide
Simply put, assisted living communities give older adults personalized care in a residential setting. Theyre for seniors whose health or well-being requires a higher level of support, which is determined through a health assessment by the community according to state regulations. Assisted living also provides a healthy lifestyle and social engagement.
The most common assisted living services offered include medication management and assistance with using the bathroom, dressing and grooming. Housekeeping, meals, laundry and transportation services, as well as social programs and activities, are typically included. Staff is available 24/7 to help with safety, care and support. Residents are encouraged to bring furniture and personal items to make their new home feel, well, like home.
Residents are assessed when they move in, so they can get an individualized service plan to meet specific needs and make their care truly personal. Some assisted living communities are also licensed to provide memory care. These will often have separate dining rooms and menus based on residents nutritional needs.
What Are Continuing Care Retirement Communities
Continuing care retirement communities , also called life care communities, offer different levels of service in one location. Many of them offer independent housing , assisted living, and skilled nursing care all on one campus. Healthcare services and recreation programs are also provided.
In a CCRC, where you live depends on the level of service you need. People who can no longer live independently move to the assisted living facility or sometimes receive home care in their independent living unit. If necessary, they can enter the CCRC’s nursing home.
There are many sources of information about facility-based long-term care. A good place to start is the Eldercare Locator at 1-800-677-1116 or . You can also call your local Area Agency on Aging, Aging and Disability Resource Center, department of human services or aging, or a social service agency.
For information on covering the costs of long-term care, read about paying for care.
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Financial Assistance For Assisted Living In Springfield
Seniors looking for financial aid for assisted living in Springfield may apply for funding through the Missouri Department of Health & Senior Services. This government agency offers the Missouri Care Options program. The Missouri Department of Social Services also offers Home and Community Based Services Medicaid Waivers including the Independent Living Waiver .
Learn more about these programs, plus whos eligible, on ourAssisted Living in Missouri page.
Downsizing Before Moving To Assisted Living
Helping your senior loved one downsize before moving to an assisted living facility can be an emotional task. Belongings may be filled with treasured memories that you and your parent dont want to let go of.
But before deciding what to take or what to leave behind, its important to understand the space your loved one will have after they move. It can be helpful to ask for a floor plan and dimensions of the assisted living apartment before moving day.
Assisted living accommodations often come furnished, but many communities allow residents to bring personal items. Bringing a few cherished pieces may make your loved ones new space feel more like home. Its also a good idea to ask what appliances are provided. For example, you might want to ask if apartments are equipped with a mini-fridge, coffee maker, or microwave.
When packing, consider bringing the following:
- Personal items, like medication, toiletries, clothing, photos and keepsakes, jewelry, and eyeglasses
- Entertainment items, like books, movies, hobby supplies, computer, or iPads
- Houseware, like hangers, towels, bedding, and a small selection of plates, cups, and cookware
- , like plants, pictures, and mirror
- Furniture pieces, like a favorite recliner, desk, or dresser
- Cleaning supplies, like dish soap, paper towels, and surface wipes
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Does Medicare Or Medicaid Cover Assisted Living
Typically, no. Every state, however, has specific limitations and provisions. While your personal health insurance coverage continues and your pharmaceutical coverage continues, Medicare typically doesnt pay for assisted living.
Most assisted living residents pay for this kind of care from their personal resources or with help from the limited coverage provided by long-term care insurance. However, many states offer home and community-based waivers that can help low-income residents afford assisted living. Check with your state Medicaid resource to address your situation and needs.
As you think about assisted living as an option, remember that its not about giving up your independence or the good parts of life. Its about getting the right kind of help which can go a long way toward maintaining a higher quality of life.
Find and tour qualified assisted living communities in your area to help determine if one would be right for you or your loved one. Weve made it easy with the community locator tool.
Assistance With Daily Activities
If residents of an assisted living facility need help with daily activities, such as bathing or getting dressed, those services are provided.
Laundry, housekeeping, and meal preparation services are available to residents who need them.
In a nursing home, most people need more extensive help caring for their daily needs.
Staff members help residents bathe, dress, use the restroom, and take their medications. Meals are prepared by a kitchen staff, and the staff take care of laundry and cleaning for the residents.
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Tips For Choosing The Ideal Assisted Living Or Long
The health status and level of independence of an aged person will determine whether they are fit for assisted living or they have to consider long-term care. To be sure, it is best that the candidate goes for an evaluation to determine the senior care option that will look after his or her needs best. Once you figure this out, it is time to search for the best facility if a person will not be receiving care at home from a local home health agency.
There are several things you can use to help with your determination. This includes talking to your family physician, hospital discharge planner, close neighbors and friends, or leaders in authority social organizations. These are people who may shed some light on the best facilities to pick so that you or your loved ones have no regrets at the end of the day. When choosing a facility, there are some factors that you must consider which may include:
Todays senior care options are nothing like what was available in the past. Both assisted living communities and long-term care facilities strive to offer residents warm and home-like communities where senior citizens can make friends, enjoy kindness and respect, entertain guests and pursue fulfilling leisure activities. It is, therefore, quite essential to have as much information as possible about both options when looking for the long-term care or retirement community that will best suit your needs or those of a loved one.
Forms If You Are Supporting A Dependent
Use one or more of these forms, as needed, to request to keep income because you support an eligible:
- dependent spouse under 65 living in your community
- dependent child under 18 or under 25 if they attend a recognized secondary or post-secondary school and live in your community
- dependent spouse under 65 or dependent child and you are eligible for a “continuation of previous dependent deduction”
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Difference Between Assisted Living And Nursing Homes
When it comes to finding senior care, todays options are limitless. From independent living to skilled nursing care, todays senior living industry offers a plethora of lifestyles. We are here to help you sort through the options and find the best community for you and your loved one.
Two of the most common types of senior living are assisted living communities and nursing homes, also known as skilled nursing facilities. At first glance, these two options may appear to have a lot in common but with differences in payment options, level of care, and amenities offered, the two care options are very different. We invite you to take a second look at how the two differ while thinking through which one suits your needs best.
How Much Do Assisted Living Communities Cost
Assisted living communities vary in cost depending on location, amenities, and services. Typically, communities charge a monthly fee that covers nearly all services, including meal plans, activities, transportation, and a spacious apartment.
Assisted living communities generally cost more than independent senior apartments, but much less than nursing homes.
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What Are Some Key Signs That It May Be Time For Assisted Living
The decision to help an aging adult move out of a current home is a complex one- both emotionally and practically. Above all, you want the person to be safe and well. Although every situation is different, the following signs are some key indicators that it may be time for a senior to transition to an ALF.
- Increasing difficulty managing the activities of daily living
- Recent accidents in the home or while driving
- Slower recovery times after an accident or illness
- Noticeable weight loss or increased frailty
- Changes in ones appearance, such as stained clothing or unkempt hair
- Loneliness due to lack of companionship
- Bills and loans going unpaid and mail from creditors going unopened
- Signs of dangerous driving
- Stale or expired foods in the pantry and refrigerator
- Broken appliances that your loved one used to use regularly
- Signs of lax housekeeping such as a dirty bathroom or lots of clutter around the home
Ultimately, no one other than the senior and those closest to them will know when its the right time to transition for assisted living. But if one or more of the above situations occur, its a sign that the person could benefit from the services provided in an ALF.
What Are Some Services And Amenities Provided In Assisted Living
Assisted living communities today are not the retirement homes of yesteryear. Many offer a wide range of amenities to ensure their residents are comfortable and entertained. Every community is different, and some assisted living communities offer more basic amenities that cover the essentials while other facilities can resemble a high-end resort.
The below table provides more in-depth explanations of common offerings at assisted living facilities today.
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