There Are Big Advantages To You Or Your Loved One Being A Military Veteran
The Veterans Aid and Attendance Benefit is commonly known as the VAs Best Kept Secret. While Medicaid is the biggest form of government financial support offered for long-term care, there are other options for some individuals. For example, New Jersey offers a limited number of benefits for at-home services through a waiver program known as Medicaid Managed Long Term Services and Supports . There are also the New Jersey State Veterans homes located in Menlo Park, Paramus and Vineland.
The VA pension benefit is one financial resource available to qualifying veterans. It helps veterans, along with their spouses, with unreimbursed medical expenses. While there are strict eligibility requirements, being totally broke is not one of them. There are some income and asset qualifications, but eligibility is mainly defined as being over 65 years old or homebound and in need of regular aid and attendance, meaning medical or other care is necessary at your home, in an assisted living facility, or at a nursing home.
The Veteran Aid and Attendance Benefit program offers the following financial benefits to those eligible:
- Up to $2,266/ month, tax free
- Single Wartime Veteran Up to $1,912/ month, tax free
- Widowed Spouse of a wartime veteran Up to $1,230/ month, tax free
* These figures are adjusted annually based on inflation.
Income = Gross Income Unreimbursed Medical Expenses
Personalized Care In The Comfort Of Home
For those whose happiness is being at home, our Home Care Services provide flexibility, personalized support, and the assurance of safety while optimizing independence. Our Certified Home Health Aides are trained to care for individuals with chronic illnesses and conditions such as dementia, cardiovascular disease and osteoporosis. We provide condition-specific education, exercise programs and other assistance to help individuals manage their condition while living where they feel best.
Social Demographics Of The State
The state of New Jersey ranks 4th in the country for diversity, and the state is considered LGBTQ friendly. In the most recent presidential election, 41% of New Jersey residents voted Republican and 55% voted Democrat. In New Jersey, 30% of the population is over the age of 55. The median age in the state is 40. Thirty-five percent of New Jersey residents regularly attend a religious service from one of the states 6,114 different congregations. The top three Christian denominations in the state are Evangelical Protestant-13%, Mainline Protestant-12%, and Historically Black Protestant-6%. The top three non-Christian denominations in the state are Jewish-6%, Muslim-3%, and Hindu-3%. In New Jersey there are 178 masonic lodges.
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Assisted Living Laws And Regulations In New Jersey
The New Jersey Department of Human Services is the agency that oversees the laws and regulations that govern assisted living. However, the Division of Aging Services is the administrative agency that provides oversight for all programs and services on aging. DoAS is the home of the states adult protective services and also conducts all Medicaid clinical eligibility and quality assurance.
Assisted Living Benefits From The Veterans Administration
The VA offers increased pensions to pay for assisted living care.
Veterans and survivors may be eligible for Aid & Attendance or Housebound allowances. These types of allowances are paid on top of the regular monthly pension. They are sometimes referred to as a VA assisted living benefit, improved pension, or veterans elder care benefits. These benefits are designed to help senior and disabled veterans pay for care offered from an assisted living facility.
While the specific benefit amount depends on your Maximum Annual Pension Rate category, qualifying for Aid & Attendance or housebound status can offer thousands in additional pension benefits each year. A housebound veteran without dependents can get an additional pension benefit of $2,923 annually. A veteran without dependents who qualifies for Aid & Attendance can get an additional $8,796 annually. Note that you cant receive both an Aid & Attendance and Housebound benefit, only one or the other.
Eligibility: VA pension eligibility is required, which means you must meet certain income and active duty requirements. Additionally, veterans must also be age 65 or older with limited or no income, totally and permanently disabled, a patient in a nursing home receiving skilled nursing care, receiving Social Security Disability Insurance, or receiving Supplemental Security Income.
To qualify for Aid & Attendance, veterans or survivors must meet at least one condition:
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What Is A Veterans Pension
A Veterans Basic Pension Benefit is an income program available to veterans and to the surviving unmarried spouse of a deceased veteran. To be eligible, a veteran must have served in the active duty of the military or a qualified support organization for at least 90 days with one of those days being during a period of a declared war .
Service in combat is not required, only that the veteran was in the military service during wartime and was honorably discharged. Charts showing the dates of declared wartime service are listed below.
There is a sister benefit to the Disability Pension called Compensation. This is for veterans who are disabled because of injuries or illnesses incurred while on active duty. Compensation is generally the more desirable benefit for several reasons but we will not go into this subject on this site. This site is limited exclusively to the Aid and Attendance Pension Benefit.
A veteran household generally cannot receive both a Pension and Compensation benefit at the same time. A decision must be made as to which benefit is better and the veteran must choose only that benefit.
Get The Insights You Need To Find The Right City
Families looking for assisted living in New Jersey have a wide array of communities to choose from, since estimated that there are more than 30,000 assisted living communities serving seniors across the U.S., and over 262 statewide. The state is also home to a rapidly growing number of senior citizens, with adults over 65 making up an estimated 16 percent of the population. A resident in an assisted living community in New Jersey will pay $6,065 per month on average.
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Adult Day Care / Health Care
Adult day health care is offered in special centers that provide basic primary care services, assistance with the activities of daily living, meals, and recreational and social activities. Typically, these centers are open during normal business hours. Care and supervision are provided in a group environment making adult day care one of the most cost effective ways to care for elderly veterans that require near constant supervision. The VA offers adult day care in many of its medical centers, as do state veterans homes. However, veterans are not required to receive assistance in either of these locations. They are welcome to find other adult day care centers in their communities.
Adult day care is covered by VA Health Care for eligible individuals with a need. Fees are determined according to the veterans Priority Group. Adult day care is also quite frequently paid for using VDC. Veterans pensions, principally the Basic Pension or the Aid and Attendance Benefit allow the recipient to spend the benefit on whatever type of care they require. Therefore, it can be used to pay for adult day care. CHAMPVA for Life and TRICARE for Life do not pay for adult day care.
Assisted Living In New Jersey
Costs and Local Resources
Explore all that Garden State has to offer as you look for assisted living in New Jersey. One of the original Thirteen Colonies, New Jersey served a pivotal role in the American Revolutionary War, and later became an epicenter of the Industrial Revolution. With the explosive growth in the latter half of the 20th century, New Jersey became and remains a center for the turnpike, pharmaceutical, biotech, and information technology industries, to name just a few.
One of the most densely populated states, New Jersey is also one of the wealthiest and one of the most ethnically and religiously diverse in the US. Seniors looking at New Jersey assisted living communities are sure to find a perfect new home full of potential friends.
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Financial Information For New Jersey Seniors
New Jerseys tax system is based on six or seven brackets ranging from 1.4%-8.97%. 2.7% and 4.6%. New Jerseys state sales tax is 7% and all retail sales are taxable unless they are exempted by law specifically. There is also a use tax for goods and services that are purchased and either New Jersey sales tax is not collected or it is collected at a lower rate than the New Jerseys sales tax rate.
New Jersey taxes all real and tangible property located in New Jersey unless it is specifically exempted. Real property taxes are based on 100% of the market value. In New Jersey, property tax payments are due in four installments, on February 1, May 1, August 1, and November 1. There are some homeowner property tax relief programs that are available to those who qualify.
New Jersey does collect an inheritance tax. In addition, New Jersey also imposes a separate estate tax. The estate tax may be applied even when no New Jersey inheritance tax is due. After the Federal government phased out the estate tax, New Jersey went back to the estate tax that it had prior to 2002.
New Jersey does not tax Social Security income. It does partially tax private pension for New Jersey residents, as well as public pension and retirement account withdrawals. New Jersey also taxes wages at a rate of 1.8%.
Quality Care From Licensed Staff 24/7
Unlike at-home care, assistance is available to residents all the time, whenever needed. A team of nurses and facility staff are on site 24/7, ensuring that medical care and is always available and accessible, and providing residents with a feeling of safety.
Staff are trained as either Certified Nursing Assistants or Licensed Home Health Aides , and are able to take care of grooming and personal/oral hygiene, provide mobility assistance, and take vital signs , all included in daily care as necessary. Staff are also given additional instruction and education by Masonic Village, as well as specialty training in Alzheimers and dementia.
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New Jersey Veterans Memorial Home At Vineland
NJ Veterans Memorial Home at Vineland 524 North West Boulevard
Emergency Contact Number
The emergency contact number for this facility is 856-405-4200. Any authorized person seeking information about any resident in the facility can contact this number and you will be directed to the appropriate staff member.
The Chelsea At Bridgewater Price
Estimated Monthly Cost of $5,775
The above price is calculated based on average state costs, amenity information and online ratings. This price assumes some level of extra assistance, if no extra assistance is required, then the starting price would be less. To get an accurate monthly rate, click the button below:
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Assisted Living Medicaid Policy
Medicaid will pay for assisted living in New Jersey for those that demonstrate financial or personal care needs. Some facilities are contracted through the DOHS to provide care for residents and offer two programs:
- The Managed Long-Term Services and Supports program covers personal care, nursing, mental health, and other services for those aged 65 and older.
- The Program of All-Inclusive Care for the Elderly covers all the same services for adults aged 55 and older but is limited to specific counties of New Jersey.
Pros And Cons Of Senior Living In New Jersey
If you are looking for senior living facilities in New Jersey, you should consider the following:
- Cost of Living the state has a higher cost of living that the nationwide average
- Crime Rate the rate of violent and property crimes in the New Jersey are lower than the national average. The crime rate for violent crimes is 2.55 and for property crimes it is 16.26, while the United States average is 3.8 for violent crimes and 26 for property crimes. A New Jersey has a 1 in 392 chance to be a victim of violent crimes and 1 in 61 for property-associated crimes. However, although the crime rate is less, the size of New Jersey means that there are more crimes per square mile, around 69 crimes in New Jersey as compared with the national median of 32.85
- New Jersey is somewhat tax friendly towards its seniors and
- Retirement Communities although New Jersey does not have an overwhelmingly high percentage of senior citizens, the state does have quite a few age-restricted communities.
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Veterans Homes And Assisted Living Facilities
VA community living centers are similar to a nursing home and designed to support veterans of all ages with 24-hour skilled nursing care, restorative care, access to social work services, and geriatric evaluation and management. Some centers also provide mental health recovery care, special care for veterans with dementia or other cognitive deficits, respite care, palliative care, and hospice care. There are activities for veterans of all ages and family-friendly visiting areas. Pets are allowed to visit or live in the center, and veterans are invited to decorate their rooms. Typically, veterans stay at community living centers for a short period of time, but some stay for the rest of their lives.
Eligibility: Community living centers accept veterans based on clinical need and setting availability. You must be enrolled in the VA health system and be medically and psychiatrically stable. There are certain criteria for service-connected status, level of disability, and income. Contact your local community living center for more information.
Eligibility: To be considered eligible, veterans of the armed forces must not have been in active, commissioned service for more than half of their career, unless they served as a warrant officer or limited-duty officer. Other requirements include:
Veterans must be able to live independently upon admission. However, advanced care with skilled nursing is available if needed later.
Our Veterans Practice Is Limited To Qualifying Nj Veterans And Their Spouses Who Are Over Age 65 Or Disabled
A personal message from Accredited NJ Veterans Attorney, Fredrick P. Niemann, Esq. to our Veterans and their spouses.
As a veteran, you deserve special treatment in America. My job is to help you get the pension benefit you are entitled to help pay for your long-term care costs.
In recognition of your service, I have prepared this informational website filled with advice, helpful tips and answers to the most frequently asked questions and legal issues I deal with as an attorney working with Veterans and surviving spouses for Pension Benefits eligibility to help pay for long term care costs.
Your inquiries are always welcome at Hanlon Niemann & Wright, a client friendly office with kind, patient and compassionate professionals. Let our experience guide and protect you.
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The Chelsea At Bridgewater Special Offer
Claim your None move in special rebate by connecting to The Chelsea at Bridgewater.
- In order to be eligible for this program, you must meet the following requirements.
- To request this move in special an individual must move in within three months from the date of claiming it.
- You will be eligible for the move in special after staying for more than ninety days at The Chelsea at Bridgewater.
- You will only be eligible for the move in special if you are referred originally to The Chelsea at Bridgewater by FamilyAssets.
- Cannot be combined with other offers. Terms and restrictions apply.
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The Chelsea at Bridgewater is an assisted living community located in Bridgewater that offers senior living accommodations and services.
Ratings Breakdown Based on Online Reviews
The Independence You Want The Assistance You Need
Spring Hills offers a warm, welcoming environment for seniors to live happily, as they wish, with the assurance of ready support when they need it. Through our holistic approach and Signature Touch philosophy, we get to know our residents so that we can adapt our approach to meet their individual needs and suit their preferences. Our associates understand the importance of balancing personal attention, ready assistance, and discretion to ensure that seniors feel comfortably independent and at home.
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Va Nursing Homes Veterans Benefits & Advocates
US Department of Veterans Affairs Income Program for Veterans
Senior Veterans and their survivors can receive disability pension income for eldercare up to $2,266 a month in addition to their existing income. Literally 1 out of 4 seniors can qualify for this little known program under the right conditions.
The Chelsea At Bridgewater Amenities
- Arts And Crafts
- Daily Physical Fitness, Creative, Social, Learning And Spiritual Activities And Scheduled Group Trips
- Emergency Call System
- Entertainment Room
- Family Room
- For More Information On The Services And Amenities Available For The Care Level You Are Seeking, Please Give Us A Call Or
- General Store
- Gracious Accommodations With A Variety Of Floor Plans
- Home Health Aide
- Housekeeping And Daily Trash Removal
- Licensed Nursing Staff Available 24 Hours A Day
- Maintenance Of Building And Grounds
- Meals Included
- Monthly Wellness Visits By A Licensed On-Staff Nurse
- Personal Transportation Services
- Scheduled Resident And Family Meetings
- Social And Educational Programs For Families
- Studio Apartments
- Three Delicious, Well-Balanced Meals Served Daily Featuring A Variety Of Menu Choices With Snacks Available Throughout The Day
- Va Benefits
- Weekly Housekeeping And Flat Linen Service
- Weekly Personal Laundry
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